May 26, 2013

Upward Mobility: The Facts

Since World War II, democracy has gained wides...

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We call it the “American Dream,” but it is shared around the globe. People everywhere have the desire to make their lives better for their tomorrow. Upward mobility is the ability of a person to better their own situation, and the term usually refers to a higher level of income, higher social status and a better standard of living.

Several factors play a role in determining a person’s upward mobility. Obviously, education and a job or career with a chance for advancement are critical factors. But social factors also play a huge role in a person’s ability to better themselves in terms of wealth, status and standard of living.

In the U.S. and many other countries around the world, women tend to have less opportunity for moving up in the world than men. Also, minorities in any given country are less likely to have the ability to advance. Unfortunately, the playing field is not yet level for many players.

Discrimination plays a large part in keeping women and minorities out of better jobs and often educational facilities. It is still not widely accepted that women and minorities are as capable, driven or entitled as the majority males. Opening the door to real change means a huge move toward acceptance and better democratic practices around the world.

In the Kazakhstan Democracy, for example, people are working their way out of poverty, learning to take advantage of their wealth of natural resources and striving for equality among the people. The U.S. isn’t the only continent where democratic principles are valued and pursued.

 

Signs You Need to Change Your Lifestyle

Are you stuck in a lifestyle that really isn’t doing it for you anymore? Considering the following signs that it is time for you to change your lifestyle.

Signs You Need to Change Your Lifestyle

  1. You’re stuck in a routine. This is a big one. If you feel as if you are stuck in a routine, now is the time to get out of it by changing your lifestyle.
  2. You hate going to your job every day. Check out Canada 411 and other directories to see what else is out there and make a serious change in your lifestyle. Everyone deserves to enjoy their job.
  3. You are having trouble focusing. This is a big sign that something is wrong. If you cannot focus on your current life, now is the time for you to find a new life to focus on.
  4. You are obsessed with social media because you do not have a life outside of it. Facebook and similar websites are great for wasting time, but if you are living online, you are not living your life.
  5. You are having difficulty maintaining relationships.  This is another big sign that something is amiss in your life. Figure out why you are having difficulties with relationships, and work on making changes to correct those problems in your life.
  6. Your best conversations take place with telemarketers on the other end. If you’re not connecting with other people, this could be a serious drain on you. Make sure that you are connecting with men and women in your life.

3 Exciting Ways to Spend Your Money

Some people think that the entire purpose of having money is to hoard it forever and never use it for anything except the bare necessities. While too much spending can cause problems, money exists as a tool for obtaining goods and services. And since you’re spending it anyway, you might as well use it for something fun and exciting. So here’s a look at some fun experiences that money can buy.

Cruises

There are all kinds of cruises you can take all over the world. You might find Virgin holidays cruises are your favorite, or you may want to buy your own boat and take it out on a lake. As long as nobody gets hurt, there is no wrong way to spend your time or your money relaxing on the water.

Warm Caribbean Breezes

There are so many places in the Caribbean to kick back and relax that it’s hard to choose the best one. You can’t stay on vacation all the time, after all. If you want to go on a few vacations in the same year, check out cheap Caribbean cruises to see what tickles your fancy.

Sky Diving

Some people may wonder why you would ever jump out of a perfectly good airplane, but the sensation is something that you have to feel to understand. For a few minutes, you actually feel as if you’re floating in the air. While you’re technically falling, the falling sensation isn’t even noticeable from that height. Considering that sky diving is fairly cheap, you can probably go two or three times a year.

Upper Class Careers

Surgeon at work

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In today’s society, it isn’t easy to work your way to the upper class, but with the right career you can be making hundreds of thousands of dollars and own large houses and expensive cars. The following are some of the most common types of upper class careers.

Attorney

Not all attorneys are making upper class wages, but the more experience you have, you can increase your success rate and charge more for your services. An attorney works in the legal system and helps people in their legal cases by doing research, knowing the legal system, and standing up for these people.

Medical Doctor

There are many types of medical doctors, which can all end up making a lot of money. You can be a surgeon, radiologist, gynecologist, orthodontist, anesthesiologist, or many other types of medical doctors. To make six digits, you will usually spend eight to ten years in school, and some careers take up to twelve years. It’s a good idea to go into the medical field because there will always be a job open for you, especially if you’ve spent ten years in school.

Executive Business Owner

Most business owners inherit their family business, but creating a large corporation is possible. If you want to make a lot of money, being patient and taking your time is necessary and building a large business is no exception. If you own a large corporation, you may be making millions of dollars. These people are expert salesmen, great at communication, and are very knowledgeable in the economy.

Earning an Upper Class Salary

Icon of U.S. currency.

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Picture the American Dream: a nice car, happy family, and big house all situated on your own little chunk of land. Sounds pretty good, right? But with the economy on its downward spiral it’s not wonder this idea is more of a “dream” than reality. The good news is you don’t have to be a doctor to be successful. If the medical field just isn’t your thing, here are a few other examples of how to earn a little more cash.

Aerospace Engineer

If airplanes are an interest of yours, imagine being paid an average of $84,135 to design and build your own! With a bachelor’s degree in engineering and just 2-4 years of experience, aerospace engineers construct and conduct tests on aircrafts and their various parts including airframe, auxiliaries, fuselage, communications equipment, controls and more.

Biologist

If you share a love for plants and animals with an interest in learning about and protecting them then this job is one to look into. As a biologist you will be earning approximately $99,176 while studying the effects of various environmental conditions on plant life, animal life and even marine species. An advanced biologist requires a graduate degree in an area of specialty as well as 8-10 years of experience.

Treasury Analyst

If you’re good at math, like money, and love earning it, treasury analyst is the answer. As such, you will be responsible for planning and managing financial budgets as well as researching trends in the economy to recognize and take advantage of investment opportunities. A minimum of 8 years experience is required along with a bachelor’s degree. Yearly earnings for a treasury analyst average at around $86,983.

 

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Budgets For the Middle Class

When living in the middle class, you don’t have money to give away, but you may occasionally have extra when you need it. As much as we wish we had an unlimited amount of money, the reality is that we need to learn how to budget our money effectively. Here are some tips to help you out.

Organize Your Needs

It is important that you use your paycheck to pay for the most important things first. Make a list of bills that need to be paid in order of most important to the ones that can wait. Add important items onto your list such as groceries and gas, and decide how much you have available to pay for these items.

Create a Spreadsheet

It’s a good idea to organize your finances by creating a spreadsheet on your computer. You can use this file to record what has been paid and what still needs to be paid. It can also help you to make lists of items, costs, and other expenses.

Put Money Away

Try putting money away for emergencies. You may have extra left over after all your bills are paid; it’s a great idea to put that money into savings. The more money you put away, the more you will have when an emergency like being laid off, medical bills, or car repairs arises.

Additional Tips

Some additional tips include:

  • Save your receipts to learn from your mistakes.
  • Continually record your finances.
  • Avoid overspending on unnecessary items.
  • Stick to your budget by avoiding credit cards.